Understanding Credit Scores

Sometimes it can feel like buying a home is just out of reach. One of the biggest factors that prevent home ownership is your credit score.

That 3 digit number can either help you get the best rate possible or completely push home ownership out of the picture.

But the mystery is how does your credit score actually work?

Well, the fine folks at SpendOnLife.com have put together this great chart to help you understand the mystery that is the credit score!